Script or software to check expiring memberships on database

Any know of script or software that will say nightly checks the
expiration date so my members subscription, if its say within 5 days
auto sends them an email with a link to the payment gateway to extend
or rejoin. I know payment gateways have recurring billing but I think
many people forget to cancel and get angry getting a bill. I would
rather have people drop out than ask for refunds and if they repay on
their own accord then they cannot complain.